Van Insurance – Don’t Leave Your Keys In the Ignition!

In many places, law enforcement officials (the police) will write you a ticket if your vehicle is stolen because you left your keys in it. Insurance companies will not tolerate running vehicles and keys left in the ignition. There were so many issues and thefts from people doing this that insurance company and law enforcement officials decided that it is the responsibility and the problem of the person who owns the vehicle.

This also includes leaving keys in the visor or anywhere else in or around the van. Keys should be locked up inside a business or on a person but not inside an unlocked van for someone to steal them. The compare van insurance exact quotes will tell you that this is not covered in your policy if you try to make a theft claim and the keys were in the vehicle.

 Old Cars, Insurance, and You

Whether you’re driving a brand new Lexus, a five-year-old Honda, or the truly ancient Volkswagen Rabbit you’ve had since college, auto insurance is critical. Not only do most states require at least minimum liability in order for you to drive legally at all, but if you should get into an accident without insurance, you wouldn’t be able to replace it.

When you are purchasing a brand new car, or renewing the coverage on a car you’ve only had for a year or so, your coverage choices are made for you, for the most part, because your finance company will require total protection. When you have an older car, however, there’s a temptation to reduce your coverage. After all, you don’t comprehensive coverage on a car that costs less to replace than you pay in premiums…do you? Still, there are a few things you should consider before stripping your insurance policy down to the legally-required minimums.